Support for Expats in Germany
Health insurance, KSK & more – clearly
explained, individually advised.
Whether you're self-employed, an artist, or new to the German system – I help
you navigate insurance and social security matters with clarity and care.
Expats
Support for Expats in Germany – Insurance & KSK
Guidance
Support for Expats in Germany includes tailored financial and retirement solutions for professionals living abroad.

About Me
Independent Insurance Advice with a Personal Touch I’ve been working as an independent insurance broker since 2012, with a strong focus on health insurance. I support freelancers, artists, self-employed professionals, employees, and expats across Germany – with individual, transparent, and reliable advice.
After many years in Berlin, I now live in Landsberg am Lech, Bavaria. All consultations are held online via Zoom – flexible, location-independent, and always tailored to your needs.
My key areas of expertise include
• Health insurance (statutory/public, private, and expat-specific plans)
• Support with the Künstlersozialkasse (KSK) application process (for artists& creatives)
• Advice on other essential types of insurance – such as liability, equipment, accident, or income protection
I take the time to explain complex topicsclearly and accessibly – and to find solutions that genuinely fit yourindividual situation. Independent, experienced, and always with heart.
Information on fees and service options is available upon request – or in your free initial consultation.
Book a free initial consultation via the contact form.
More information will soon be available onmy new English-language website – stay tuned!

Artists:
What is Künstlersozialkasse and how can I get in?
(KSK) supports artists to benefit from the German Social Security System. Social security for artists and writers (including journalists, editors, publicists) was introduced 1983, integrating selfemployed/freelance artists/writers into the statutory social insurance system. It involves compulsory statutory pension-, health- and
long-term nursing care insurance at financial conditions tailored to the individual’s income situation. Insured artists/writers pay only pay half oft he contributions (comparable to employees). The second part of the contribution, effectively the “employer’s contribution”, is financed via a levy paid by companies which utilise artistic and written works (referred to as the “artist social security contribution”) and via a Federal Government subsidy. Such a distribution of contributions payable means that artists and writers are in a better position compared to other selfemployed persons.

Being an expat is not just about living in a new country, it’s about creating a life that blends your past with your future, embracing opportunities and challenges along the way.
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Gerne stehen wir Ihnen persönlich Rede und Antwort.
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